# PayOut Overview

## How PayOut works

PayOut lets you send funds to recipients globally - to suppliers, employees, marketplace sellers, or any beneficiary you need to pay. Recipients receive the funds in their preferred payment method and local currency.

PayOut is a three-step flow:

1. **Add a sender** - once per legal entity initiating payouts. You receive a `senderID` to reuse.
2. **Send the payout** - submit the recipient details and the stored `senderID`.
3. **Check the status** - check the transaction status.

The sender is created once and reused across all subsequent payouts from the same underlying entity.

### The flow at a glance

```mermaid
sequenceDiagram
    participant App as Your System
    participant NXP as Nexterpay
    participant Provider as Payment Provider
    participant Recipient as Recipient

    Note over App,NXP: One-time setup
    App->>NXP: 1. Add sender
    NXP-->>App: senderID returned

    Note over App,NXP: Per-transaction flow
    App->>NXP: 2. Send payout
    Note right of App: POST with externalID,<br/>senderID, recipient details
    
    NXP->>Provider: Initiate disbursement
    NXP-->>App: orderID + Pending status
    
    Provider->>Recipient: Credit funds
    Provider->>NXP: Confirmation
    
    App->>NXP: 3. Check status (poll)
    NXP-->>App: Pending / Processing /<br/>Completed / Failed

    App->>App: Update transaction record
```

### Endpoints

| Endpoint                                              | Method | Purpose                                   |
| ----------------------------------------------------- | ------ | ----------------------------------------- |
| [Add a sender](/payout/add-a-sender.md)               | `POST` | Register a sender. Run once.              |
| [Send a payout](/payout/send-a-payout.md)             | `POST` | Initiate a disbursement to a recipient.   |
| [Check payout status](/payout/check-payout-status.md) | `POST` | Look up the status of an existing payout. |

### Sender lifecycle

The `senderID` returned from `AddPayOutSender` persists indefinitely. You only need to create a new sender if:

* The legal entity initiating payouts changes.
* You operate on behalf of multiple entities (in which case create one sender per entity).

For most integrations, you create one sender at onboarding and reuse the `senderID` for every payout that follows.


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